Banking & Finance

Foley Mansfield knows banks, representing both community and national banks – including some of the largest banks in the U.S. This experience makes us well-prepared to offer representation in a wide range of transactional and litigation matters. In addition to banks, our clients include other financial institutions, including credit unions, asset-based lenders, and leasing companies.

Depth of Experience, Perspective

Our attorneys bring a depth of experience and perspective – from both ends of the transaction – to our clients and their credit transactions. Our legal, financial analysis and business management skills translate to exceptional service in:

Asset-based and commercial loan transactions
Real estate loan transactions
Loan restructuring and workouts
Loan enforcement, foreclosure, and collection activities
Truth in Lending & FDCPA

Commercial Loan Transactions

We advise and assist banking clients in the preparation, negotiation and documentation of commercial loan agreements throughout all stages of the process, from due diligence to the structure of specific terms and covenants. Our transactional services encompass:

Loan documentation preparation and review
Collateral securitization
Due diligence and analysis

Because of our strict business focus, we understand how a borrower’s existing debt, collateral and cash flow can impact the life of a loan. We leverage this knowledge to help our banking clients maximize the security and profitability of each loan – ensuring that all loan activity is appropriate to the business of the borrower and to the industry in which that business operates. We understand how to overcome roadblocks to reach your goal of getting the deal done.

Real Estate Loan Transactions

Our lender's attorneys handle a wide variety of complex real estate loan transactions, purchases, sales and enforcement matters – and provide guidance related to real estate leasing transactions. These services include:

Real estate financing
Construction and land development loans
Loan servicing and due diligence

Preserving Value in Receivership

Sound financial management and critical decision-making skills are the hallmarks of exceptional receivers. Our approach to complex liquidation problems manages risk, protects the integrity of business collateral and maximizes the value of the business or assets involved. In addition to serving in a receivership capacity, our lawyers are also prepared to serve as legal counsel to other court or bank-appointed receivers.

Strength in Numbers

Foley Mansfield attorneys are licensed in multiple states, and have close working relationships with their colleagues across the country, ensuring that all matters can be handled efficiently and cost-effectively – regardless of the jurisdiction. We offer effective management of banking matters that span multiple jurisdictions.

Collections & Litigation

An explosion of bad debt and the inherent intricacies of commercial transactions require thorough and decisive legal counsel. Our commercial collection and related litigation services include:

Mortgage and statutory receivership management
UCC and real property foreclosures
Asset searches and seizures
Garnishment
Repossession and/or replevin of collateral
Prejudgment attachment
Foreclosure and collection of secured or unsecured property

While our collection practices are always appropriate, we set an aggressive course of action designed to deliver results. When a debtor is unresponsive, we are able to initiate litigation immediately. We are well-versed in resolving complex disputes through both negotiation and litigation at the state, federal and appellate courts.

Related News

Foley Mansfield Adds New Orleans-Based Litigation Partner Jacqueline A. Romero

NEW ORLEANS, August 26, 2024—National litigation defense firm Foley Mansfield is pleased to announce the addition of attorney Jacqueline A. Romero as a partner in the firm’s New Orleans office. Jackie is an experienced litigator who focuses her practice on products liability, premises liability, environmental liability, and toxic and mass […]

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Foley Mansfield Celebrates 35 Years of Legal Excellence and Client Dedication

August 26, 2024, Minneapolis, MN—Foley Mansfield, a national law firm known for its innovative legal solutions and client-centric approach, proudly celebrates its 35th anniversary this year. Founded in 1989 by Stephen J. Foley and Kyle B. Mansfield, the firm has grown into a respected national litigation defense practice with over […]

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Foley Mansfield Participates in Mansfield Rule Certification 2024-2025 Cycle

Foley Mansfield is pleased to announce that the firm is reaffirming its commitment to Diversity Lab’s Mansfield Rule Certification for 2024–2025. Despite some of the headwinds emerging in the diversity, equity, and inclusion (DEI) space, Foley Mansfield is committed to continuing our efforts to open the door wider to ensure […]

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