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Banking & Finance

Foley Mansfield knows banks, representing both community and national banks – including some of the largest banks in the U.S. This experience makes us well-prepared to offer representation in a wide range of transactional and litigation matters. In addition to banks, our clients include other financial institutions, including credit unions, asset-based lenders, and leasing companies.

Depth of Experience, Perspective

Our attorneys bring a depth of experience and perspective – from both ends of the transaction – to our clients and their credit transactions. Our legal, financial analysis and business management skills translate to exceptional service in:

  • Asset-based and commercial loan transactions
  • Real estate loan transactions
  • Loan restructuring and workouts
  • Loan enforcement, foreclosure, and collection activities
  • Truth in Lending & FDCPA

 

Commercial Loan Transactions

We advise and assist banking clients in the preparation, negotiation and documentation of commercial loan agreements throughout all stages of the process, from due diligence to the structure of specific terms and covenants. Our transactional services encompass:

  • Loan documentation preparation and review
  • Collateral securitization
  • Due diligence and analysis

 

Because of our strict business focus, we understand how a borrower’s existing debt, collateral and cash flow can impact the life of a loan. We leverage this knowledge to help our banking clients maximize the security and profitability of each loan – ensuring that all loan activity is appropriate to the business of the borrower and to the industry in which that business operates. We understand how to overcome roadblocks to reach your goal of getting the deal done.

Real Estate Loan Transactions

Our lender’s attorneys handle a wide variety of complex real estate loan transactions, purchases, sales and enforcement matters – and provide guidance related to real estate leasing transactions. These services include:

  • Real estate financing
  • Construction and land development loans
  • Loan servicing and due diligence

Preserving Value in Receivership

Sound financial management and critical decision-making skills are the hallmarks of exceptional receivers. Our approach to complex liquidation problems manages risk, protects the integrity of business collateral and maximizes the value of the business or assets involved. In addition to serving in a receivership capacity, our lawyers are also prepared to serve as legal counsel to other court or bank-appointed receivers.

Strength in Numbers

Foley Mansfield attorneys are licensed in multiple states, and have close working relationships with their colleagues across the country, ensuring that all matters can be handled efficiently and cost-effectively – regardless of the jurisdiction. We offer effective management of banking matters that span multiple jurisdictions.

Collections & Litigation

An explosion of bad debt and the inherent intricacies of commercial transactions require thorough and decisive legal counsel. Our commercial collection and related litigation services include:

  • Mortgage and statutory receivership management
  • UCC and real property foreclosures
  • Asset searches and seizures
  • Garnishment
  • Repossession and/or replevin of collateral
  • Prejudgment attachment
  • Foreclosure and collection of secured or unsecured property

 

While our collection practices are always appropriate, we set an aggressive course of action designed to deliver results. When a debtor is unresponsive, we are able to initiate litigation immediately. We are well-versed in resolving complex disputes through both negotiation and litigation at the state, federal and appellate courts.

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    35 Years of Legal Excellence and Client Service.

    Founded in 1989, the firm has grown into a respected national litigation defense practice with over 100 attorneys in 13 offices across the United States. We provide legal expertise, creative solutions, and extensive trial experience across multiple jurisdictions and are committed to delivering innovative solutions and exemplary client and community service.

    About Foley Mansfield

    Integrity, loyalty, and professionalism are the foundation of our firm. We strive to maintain the trust and exceed the expectations of our clients and to ensure our firm’s continued legacy of legal excellence, client service, inclusivity, and community engagement.

    Diversity, Equity & Inclusion

    We strongly believe a diverse workplace yields different perspectives, more creativity, and better results. We are committed to implementing impactful and innovative programs to foster our inclusive culture of respect and belonging.

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    With 13 offices across the U.S., we provide local service and expertise bolstered by national reach. Our attorneys use their collective expertise in jurisdictions nationwide to tailor strategies to each client’s needs.